Gap on Resume

So I was planning on doing a local boutique IB internship this summer but it got cancelled a couple weeks ago. I was pretty bummed out but I happened to secure a BB SA offer for 2022 (junior year) around the same time. Tbh, securing the offer relieved a lot of stress so I've been pretty lazy the past few weeks. If I were to do nothing this summer and maybe just work as a lifeguard, would that look bad on my resume? Would headhunters or future potential employers ask about my sophomore summer? I could maybe get a PWM or mediocre finance internship but it would def be unpaid. I'm also dealing with some family issues right now and have a bit of student debt, so I'd prefer to focus on making a few extra bucks during the summer. I've also thought about doing an internship during the school year to fill up my resume more. Appreciate any thoughts or suggestions!