Graduate early or not?

Was wondering if anyone could give me some opinions/advice on whether or not I should graduate early.

I'm a junior right now at a non-target, big ten school. Originally I was going to graduate in December 2021 vs. May 2022. I was supposed to study abroad this fall in South Africa, but that got cancelled because of COVID-19. The program was supposed to run from July 1-mid November and got cancelled in May, so it was too late to find a summer internship. I deferred my app to the spring, was accepted, and then the program got cancelled again this week. My graduation plan was contingent on studying abroad because then I would still have credits remaining that would take another semester to finish. But since I can't study abroad anymore, I can finish all my credits by next spring. The only problem is I don't have any prior internship/work experience (except student jobs on campus and high school jobs). I'm honestly open to any sort of finance job at this point; I did IB recruiting for next summer with not much luck. I have the option of getting a virtual internship through my university next spring, which I'm looking at doing for some experience. If I waited until December 2021 to graduate, I would only be taking 2-4 credits that semester, so I'm not sure if that's really worth it or not. Any advice? Thanks!