I AM DESPERATE . I'M 20 YEARS OLD . HELP ME !

Navigating through your educational and career options can indeed feel overwhelming, especially when considering the competitive nature of Investment Banking (IB). Based on the WSO Courses and the insights shared by many on the Wall Street Oasis platform, here's a structured approach to help you make an informed decision:

1. Consider Your Long-Term Career Goals: If your ultimate aim is to break into Investment Banking and later pursue a MIM/MIF at prestigious institutions like HEC, INSEAD, or Oxford, choosing a program that offers a strong foundation in finance and commerce, as well as opportunities for internships and networking in the finance sector, is crucial.

2. Prestige and Network: While the University of Sydney is mentioned as a prestigious option, Bocconi is highly regarded in Europe for finance and could open doors in the IB sector. However, the universities you've listed, including ESADE and RSM, are also reputable and have strong business programs. Each of these institutions has its network and prestige, especially within their regions, which can be beneficial for internships and job placements in IB.

3. Program Structure and Duration: Given your concern about age, it's important to consider the duration of the programs. A shorter program might seem appealing to enter the workforce earlier. However, the combined Bachelor of Commerce + Software Engineering at the University of Sydney, despite being longer, could provide a unique skill set highly valuable in today's tech-driven finance world. This could set you apart in the IB industry, where technology plays an increasingly significant role.

4. International Experience and Language Skills: Having lived in Sydney and being a native Spanish speaker opens up diverse opportunities. Programs in English-speaking countries might offer a smoother transition, but studying in a non-native language can also significantly enhance your profile, showing adaptability and willingness to embrace new challenges.

5. Age Concerns in IB: In the realm of Investment Banking, while age can be a consideration, it's your experience, skills, and network that truly matter. Many enter the field from various paths and at different ages, especially those who pursue further education like a MIM or MIF. Your diverse educational background and international exposure can indeed be seen as assets.

In conclusion, each option has its unique advantages. If you're leaning towards changing your environment and seeking a program with a strong business focus, ESADE, RSM, or the University of Amsterdam could offer exciting opportunities without significantly delaying your entry into the workforce. However, if you're drawn to the prestige and unique combination of commerce and software engineering, the University of Sydney could be a compelling choice, despite the longer duration. Remember, in the world of high finance, your skills, experiences, and the network you build are paramount. Age is just a number, and your diverse background could indeed be your strength.

Sources: One day to decide: US or UK?, What would you do if you were me? (Medicine vs Business), Would you make this move?, Would you leave Goldman?, "Would you choose your bank again?" Question