Rate my financial plan/Suggestions/Introduction

Non-target mid GPA broke boi here looking to scale long term. Had (past tense) solid capital growth plan in place:

Saved about 10k from internship exiting school. Spent most on home furnishings, custom desk, LLC filing, other stuff. Net 0 10k savings still after sign on, relocation, few other streams etc. Will get tax breaks on about 3K of it.

W2 Take home is about 3800 a month, am contributing maximums to HSA, Roth IRA, and 401k.  

Since January (graduated December) am up to: 

Savings: 25K

Assets/Investments: 13K (accounts + money market holdings right now)

Monthly bills are ~1,500 total for rent, food and gas. No student loans, no car payment. I drive an '01. 

I have a double degree in finance & real estate, am a licensed residential broker, and have sat for a few 9-figure deals. Initial plan was to house hack on a standard 200-250k single family home. Save up more, build equity, collateralize, aggressively rinse, repeat etc. Eventually start structuring and moved to multi-family, mixed use, entitlements, etc. 

In the last three months, I have gotten professionally t-bagged with medical bills after getting smacked by an f350 that blew a light by 10 seconds. It absolutely destroyed my neck and I have had issues breathing because of it (which has caused its own set of issues.) I am worried about the loss in velocity given my age and that it may be another year at the minimum before I can save up the same amount of cash. I make better than 70% of the population in my state and will be lucky if I break even this year. I could do it now but my risk exposure has gone up dramatically.

My only light is building up the qualified withdrawls for the HSA, but it'll still be years before I could even come close to covering the balance. I was hoping to scale to NW 200-300k within the next two years and was going to use these investments to put me through grad school (comfortably). 

open to feedback, questions, comments, roasts.