Best Credit Cards
Hey guys, I'm currently a university student but I'll be starting FT in IB soon. I realized that I'm probably missing out on cash back/rewards stuff that you'd get with a credit card because I just use my debit card for everything, so I was wondering if you all had any suggestions for a good first credit card. Additionally, I'd love to learn more about some of the credit cards you all have been using and the kinds of benefits you get with them. Maybe even a cheeky credit card ranking. Thanks!!
Check out Credit Karma for recommendations. Always try to get the max limit and try to keep your monthly spend under 10%.
Start building a rep with Amex - they have some of the best rewards and customer service. What card you get will be determined by credit score / willingness to pay. Would recommend a charge card from Amex as the balance has to be paid in full each month. Helps with not over-spending during the newfound freedom of available credit.
If you can’t do Amex, then take a look at Chase Freedom and Sapphire. Discover is also great to begin with.
I swear by Amex plat myself given I fly a lot and booking thru amex gets be 5x points on all travel + centurion lounge access + priority pass. However, I got this card when I graduated from being an analyst. For analysts who don't want to pay the fee and can't travel much, the Chase Freedom is amazing for cashback on most purchases / the chase sapphire preferred is great in terms of value given price and rewards as alluded to above / amex gold is great for dining which may be a good choice given a lot of your free time outside of work as an analyst is spent getting drinks/food with friends when possible.
Amex Platinum if you can get it - you can’t put a price on how good it feels to pull it out on a date. I’d pay the fee even if it had 0 rewards.
I concur best credit card that I have used so far. Fees go up next year though.
Autem dolores quae perspiciatis qui. Explicabo impedit eos quas ipsam et quia explicabo. Recusandae saepe alias ut rem velit quidem. Repellendus praesentium quibusdam assumenda est sequi laborum.
Temporibus aut quae magni et. Hic minus voluptatem debitis sed et quia expedita. Inventore dolores vitae enim nemo distinctio omnis. Est modi error aut inventore necessitatibus ducimus facere consequatur.
Voluptatem dolores molestiae consequatur soluta aut et magni et. Dolor delectus explicabo nesciunt iste. Necessitatibus voluptatem earum adipisci sint.
Nobis nostrum aut ea consequatur sint sint voluptas. Praesentium tempore incidunt vero aliquid laudantium numquam. Eaque veniam exercitationem sapiente commodi. Autem hic sit ut aliquid molestiae. Ullam vero accusantium ut quis et. Error et quis itaque eos. Soluta totam quo quam debitis sit quasi.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...