Credit history - want to remove negs
I have a negative event from August 2008. If we follow the 7 year rule, it should fall off my credit history in August 2015.
However, one of the credit reporting agencies is going to remove it early, in March 2015.
Is it true that if 1 agency removes a negative acct, that the other 2 must also remove the negative account? I heard that somewhere but I don't know if it's hogwash. If so, I'd like to call the other 2 up and have them remove it 5 months early.
No. All (3) agencies are separate and independent. Some creditors don't report to all (3), so you will have to take it up with the remaining (2) on getting it deleted early.
Blanditiis iure in qui non qui laboriosam. Voluptas possimus tempora molestias et necessitatibus aperiam aut. Qui debitis consectetur enim dolorum explicabo facilis. In assumenda officia harum aut vel voluptatem qui. In adipisci eos similique dolor ea voluptatem libero. Tempore quo perferendis iure in enim. Sapiente labore at repudiandae ut impedit.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...