Does a mortgage get deposited into your checking account after approval? Need to know for a bet

The title. If I apply for a mortgage and can get everything closed relatively quickly, does the money get deposited into a regular checking account? Old enough to apply, but not to have done it before and have any idea how this process works.

Why?

I turned my shitty 1k bonus into >30k in 3 weeks with SPY and TSLA puts, now I wanna go balls deep and have a baller vacation between now and when I plan to join a new fund being raised within the next year.

And so,

coughsupbatsoup

SPY 250p 4/20 as much as these diamond hands can carry boooooooooooooooooi

If this won't work, can anyone suggest other ways to take out truly maximum leverage for the next 2 months?

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