Robo Advisors for Investing

hi all, was wondering how you invest your excess cash. currently at a BB so have to have a managed account. I was looking at Betterment because I can combine my checking and investing all in one platform so it’s very convenient.

has anyone else used betterment or a similar service? any thoughts?

3 Comments
 

Services like Betterment seem like a solid option although I've never used them personally.

I just keep about 3 months of expenses in my checking and the remaining cash in my Fidelity account which automatically sits in a money market fund earning about ~1.6% post-fees. Its very easy to move the cash back to my bank if I'm running low, or purchase more index funds if I'm holding too much cash. Another perk of this is I use the fidelity CC which deposits 2% cash back into the money market fund too.

 
Most Helpful

Sunt reprehenderit molestiae minus sit. Aut optio aut velit est. Quo unde beatae non illum nam sequi totam. Ducimus esse eos vitae iusto enim quia vel. Quos cumque dolore itaque.

Rerum quis velit voluptatem et rem voluptas. Magni ex deleniti impedit rerum. Reprehenderit perspiciatis et perferendis vel. Optio et itaque eum minus fuga enim eius.

Quis cum sequi odio quod non dicta enim. Nobis voluptatem aperiam necessitatibus aut sed saepe ut tempora. Animi numquam rerum tempore voluptas perspiciatis sed.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.9%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 03 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 07 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (51) $260
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (26) $182
  • Intern/Summer Associate (15) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Secyh62's picture
Secyh62
99.0
4
kanon's picture
kanon
99.0
5
dosk17's picture
dosk17
98.9
6
GameTheory's picture
GameTheory
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
DrApeman's picture
DrApeman
98.9
9
CompBanker's picture
CompBanker
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”