What US city should I move to?

Was bullish on NYC returning to normal but w/ the vax passport, I think restrictive policies will continue and it will get much worse before it gets better. Trying to figure out if NYC is even worth it now. Rents have skyrocketed over the past couple of months, the city's expensive, restrictions everywhere... you get it. The pro is it still has more opps in finc than anywhere else

But for someone 1 year out of school, what's a better option?

Boston is pretty close to the same price as nyc, people are cliquey if you're not from MA, not as hot girls, nightlife isn't as good. Pros are you're close to skiing in the winter I guess

Someone made a thread like 6 months ago asking about CLT and the responses basically made it sound great for people looking to settle down but not for young 20s crowd

Florida is hot af

Texas is hot af and O&G mainly

Cali= see NYC

I've thought about Chicago but don't know if I'd really fit in with a midwest vibe, also it's land locked.

Anyone have advice? Was really excited to live in a pre-covid nyc and feel lost now...

 

Basically answered your own question there. Each city comes with its pros and cons. Find which one aligns most with your lifestyle and job and take it from there. 

 

We have this thread seemingly once a week now. I suggest you use the search function to get a good idea, people have talked about this a lot. To summarize, a lot of people here tend to favor Chicago and Dallas, both having more diverse economic bases than their peers, and great cultural opportunities and events (obviously nowhere will be close to NYC, but there's a reason Chicago is called the "Second City"). Dallas has a much better tax system, but Chicago offers good COL for its size and what you can get vs SF/NYC/LA/etc.

Quant (ˈkwänt) n: An expert, someone who knows more and more about less and less until they know everything about nothing.
 

NYC doesn’t really have any restrictions now if you’re vaccinated, and I think there’s strong opposition to reinstating them because of how things were a year ago and how much the city relies on hospitality. I’m at the bars most weekends and they’re packed wall to wall. Texas and Florida seem closer to shutting down again than NYC does (even if it’s at the local level because the governors oppose it).

If you were excited for NYC, know that Dallas and Miami don’t even come close. I can’t speak for Miami cliques, but if you think the MA crowd is insular you’ll absolutely hate Dallas.

There are many great options, and you can absolutely build a great career in CHI, TX, FL, etc. so don’t view this as saying New York is the end-all be-all of cities, but if you were excited for it 18 months ago I think you’re worrying about the wrong things and would have a great time today

 

Get some ethnicity in your life and come to Miami. It's hot but you have an ocean breeze and your body will acclimate. Every building has a pool and parking garage and is half the price of NYC. The nightlife is just as good. Plus no income tax, holy shit, no income tax.

 

It's very humid about 4 months of the year, think of NYC's humidity in late July/August. Beyond that, you have 6 months of 70s/low humidity weather, then 2 months of 80s/low humidity.

 

Could be wrong someone correct me, but don't think CLT is just for those settling down. Pretty sure it has a solid young 20s crowd with having so many damn banks. I'd personally opt for Miami above all, but if you really are set against Florida, CLT would be my choice. 

 

CLT gets a bad rap because the "20s crowd" are all young professionals who work in banking, accounting, or consulting and even this is heavily skewed towards BAML/WF. To many this is pretty bland, but if you like that crowd then you'll fit in. Also if you work at BAML/WF be prepared to meet your coworkers even when you get off work and decide to go out for the evening. 

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Gotta be more specific than "Florida" as it's one of the largest states in the USA. I'm assuming you mean South Florida as you mentioned Miami. here's a dirty little secret, south florida ain't that different from places like charlotte/atlanta during the hottest time of year, you've just got way less variability in SoFL.

I'd argue that because Miami is tropical instead of landlocked the summer isn't as bad as a 90 degree day in CLT, you usually get the trade winds, a shower to cool things off when it's really hot, and because there's water everywhere, you're always a short uber away from ocean breeze. Also, have you been in NYC or DC during a 90+ degree day? It's hell on earth, I'd rather fuck Roseanne Barr than have to be in the concrete jungle with a mask on during a 100 degree heat index. I'd pick summer in Miami over Charlotte any day. the humidity is higher but CLT is humid as fuck too and the closest oceans are 3+ hours away and full of redneck bible thumpers or boring as fuck rich white people who don't know that a vodka cranberry doesn't make you a cultured cocktail conoisseur

if I had to move right now, I'd pick Miami. every city has pros and cons, but nowhere I'm aware of has that combination of US amenities, culture, beautiful brunettes who aren't also activists, a growing economy, and isn't so overpriced it's impossible (e.g. Monaco).

Chicago is sick as fuck, but I'm allergic to winter (tripping balls in the snow is horrible for your health and can be terrifying with the lack of colors) and the average BMI of a midwestern girl would only be impressive it was my PA's CAGR

https://www.weatherbase.com/compare.php3?first=41327&second=20227

just trying to live like Hunter S Thompson
 

Yea Miami is my first pick no doubt there. Only downside is the lack of finance jobs especially banking being that OP is only a year out of school and may not be able to freely WFH much longer. CLT has the banking jobs that's why it could be an option here. 

 
irie

Also, have you been in NYC or DC during a 90+ degree day? It's hell on earth, I'd rather fuck Roseanne Barr than have to be in the concrete jungle with a mask on during a 100 degree heat index.

1,000%. The thought of having to wait for a subway in NYC underground without A/C is something I wouldn't wish upon my worst enemy.

Quant (ˈkwänt) n: An expert, someone who knows more and more about less and less until they know everything about nothing.
 

I don’t think the heat is too bad - the subway cars usually have A/C.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

Anonymous Monkey

Was bullish on NYC returning to normal but w/ the vax passport, I think restrictive policies will continue and it will get much worse before it gets better. Trying to figure out if NYC is even worth it now. Rents have skyrocketed over the past couple of months, the city's expensive, restrictions everywhere... you get it. The pro is it still has more opps in finc than anywhere else

But for someone 1 year out of school, what's a better option?

Boston is pretty close to the same price as nyc, people are cliquey if you're not from MA, not as hot girls, nightlife isn't as good. Pros are you're close to skiing in the winter I guess

Someone made a thread like 6 months ago asking about CLT and the responses basically made it sound great for people looking to settle down but not for young 20s crowd

Florida is hot af

Texas is hot af and O&G mainly

Cali= see NYC

I've thought about Chicago but don't know if I'd really fit in with a midwest vibe, also it's land locked.

Anyone have advice? Was really excited to live in a pre-covid nyc and feel lost now...

For me it is all about the fun work and low taxes.

SafariJoe, wins again!
 

If you're looking for milder summers, I would suggest SLC or Denver. Since you mention politics, SLC is the better choice here. If you are an outdoorsy person SLC is a seriously underrated city. Unfortunately, there's not much in terms of FO jobs there but given the low COL your life will still be pretty good. Obviously if you are more into the indoor social scene, don't go to SLC lol.

Apart from these cities I can't think of any places I've been to outside of SoCal which actually has mild summers. As others have mentioned, summers are hot whether you're in DC or the Deep South. 

While CLT is known to be bland in terms of the social scene, it's not the worst place to start your career if you find NYC politics a turnoff. Gaining some experience in CLT for 1-2 years and then lateraling elsewhere isn't the worst idea. Can't expect it all out of UG

Houston is the city that is O&G focused. Dallas is more real estate focused but there are boutique IB/PE shops in the area. Austin is mostly tech-focused except for like Vista lol. Austin has a good music scene, but unfortunately is degrading due to influx of Cali libs.

Atlanta has a decent finance scene, however be warned that crime is splotchy rather than split into well-defined neighborhoods

Columbus, Cincinnati, Nashville, Philly & Pheonix are also other cities you can try. The high finance scene is obviously more sparse in all of these, but you'll also have less competition so worth a shot. 

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Do you think it's really necessary to lateral out of CLT and where exactly would you go to? Does it not have a strong enough finance scene relative to any other place outside of NYC? Just curious

CLT has a strong finance scene. To some, the strength of professional services  in the city is a blessing. To others, the fact that professional services is the only industry in the city is a curse. If you're looking for a solid upper middle class life where you work in professional services, your wife works in professional services, all your friends work in professional services, 1/3 of the strangers you meet work at WF/BAML, and your kids very likely will grow up with a leg into professional services, then Charlotte is the perfect city. If you want a more non-standard experience  there are better cities to spend your 20s in.  That being said regional recruiting can be tricky without experience at the analyst level because "regional targets" are given a preference in the recruitment process (examples: SLC - University of Utah, Pheonix - ASU, Dallas - SMU, TCU, Nashville - Vandy, University of Tennessee, Columbus/Cincinnati - OSU/University of Cincinnati, etc.) which is why I mentioned getting the analyst experience in Charlotte, lateraling out and living somewhere else while you're 24-30ish, and when you're looking to really settle down with kids move back to Charlotte. 

Array
 

To the milder summers point, I would add Seattle to the list. Summer weather is perfect and the outdoors stuff near the city is the best in the country IMO. It gets a bad wrap because of the politics, but areas like Bellevue, or even the nicer neighborhoods near downtown are fine. 

Downside is it's insanely expensive, much more so than Denver and SLC, and is more tech focused. Also the girls are worse than any top tier city, but probably equal to places like Denver or some of the other mid-sized cities you mentioned. 

 

To the milder summers point, I would add Seattle to the list. Summer weather is perfect and the outdoors stuff near the city is the best in the country IMO. It gets a bad wrap because of the politics, but areas like Bellevue, or even the nicer neighborhoods near downtown are fine. 

True, but it's worth mentioning the difference between Seattle and SLC/Denver when it comes to weather. Seattle's summers are mild because they are cloudy/rainy. With the case of Denver/SLC the reason summers are mild is due to the elevation of the cities, not the overcast.

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