Why I'm here

Hello fellow moneys, I am excited to be part of this community. I had heard of it once but didn't pay much attention until today, when I was searching for public online reviews of the Claritas Investment Certificate; (I just began taking it to give me a head-start in Investment banking, as I am just a student still in community college). I came across one brutally harsh review by one our fellow monkeys which helped me learn a lot about how professionals perceive the certificate. Thus my goal here to be able to have more of such brutally honest opinions from all of you, more experienced moneys, and participate in making our industry a better one thru communication and more educated professionals. Thanks.