Does anybody else have their IRA set up through Vanguard? Apparently every year on your birthday they send you a message that reads "Happy birthday! Remember to update your beneficiary list in case you die during the next year!"
That is a pretty twisted birthday message.
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If you die without a beneficiary, the account gets taxed as an early disbursement to your legal next of kin, i.e Spouse, Children, Parents, etc. Kind of odd phrasing though
You won't want those 5000 clams to fall into the wrong hands.
I paraphrased, but still... I agree the reminder is nice, but they should do it over New Years or something; the last thing I like hearing on my birthday is that I am one year closer to death.
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