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October 31, 2026
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If you die without a beneficiary, the account gets taxed as an early disbursement to your legal next of kin, i.e Spouse, Children, Parents, etc. Kind of odd phrasing though
You won't want those 5000 clams to fall into the wrong hands.
I paraphrased, but still... I agree the reminder is nice, but they should do it over New Years or something; the last thing I like hearing on my birthday is that I am one year closer to death.
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