Net worth of Private Equity associates

So I graduated from a target in 2012 (no debt), immediately joined a BB in 2012, and made the transition to PE in 2015.

My net worth today (I always calculate it the first of the year), is 263,000. Is this above or below average?

What is your career track so far and net worth?

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Best Response

-$80,000. I actually had to work for things in life, kid. Mommy and Daddy didn't pay for my college.

kidding, but still, definitely jealous of your numbers. Did graduate school with a -$100,000 net worth though. Too rich for financial aid, too poor for college.

We're not lawyers. We're investment bankers. We didn't go to Harvard. We Went to Wharton!
 

Research & systems coding at a quantitative hedge fund. Prior to that, quant at a top tier bank.

The basic budget is 1/3 taxes, 1/3 saving, 1/3 spending. I've tried to maintain that split from the start - it was tight in the early days when I was making less money, but it also built good habits and restrained the lifestyle creep somewhat.

Plus I've had about 25% annualized returns in my investment portfolio (mostly because of the incredible bull run in US stocks, although I have also outperformed somewhat). Last year was great - 35% return (vs like 22% for the S&P).

 

Wife, kids, a nanny, big-ass connecticut house. mid 30s. Making between 500 and a million, on track to put in a decade of 1million plus before I retire - size of the plus determined by fund and PM performance.

My advice on personal finance is - always save more than you think you need to. Nobody ever looks at their life situation and thinks "man, I wish I'd bought that McLaren". The other piece of advice is - always take more well-considered risks than your gut tells you. You get paid in investing for knowing more than other people or for taking risks other people don't want to, and it's easier to take risk than to know more than other people.

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