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CRE Debt, bummer your thread hasn't had a response yet. Maybe one of these threads could point you in the right direction:
You're welcome.
Are you sure they aren't just using a rule of thumb and ballparking it?
The only way I can think of is if you memorize common loan constants - for example 30-yrs @ 5.5%, 25-yrs @ 6.0% etc.
that's exactly what they do.
I used to work with a consultant who know all the loan constant tables, was a 30-year industry vet.
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