Citi bank-CRE vs JP Morgan CRE

Hi all,

Are there major differences with the CRE groups within Citi Bank and JP Morgan?

Based on Citi's 2018 summer analyst position job description, it is my understanding that CRE is within its corporate and investment banking division. On one hand, I see them mentioning on how the group focuses on real estate properties and developments in diverse industries, such as hospitality, retail, office, industrial etc and other property types within the commercial real estate industry, this makes them look like any regular balance sheet CRE lender, but at the same time, they also mention how the group is focused on originating, structuring, marketing and executing secured and unsecured financings for publicly and privately traded real estate investment trusts (REITs), sponsor funds, developers, C-corps as well as hotel management companies. Transactions include corporate credit facilities, financing in connection with initial public offerings and mergers and acquisitions, restructurings, bridge loans, and leveraged buyouts. Isnt the latter more investment banking esque rather than CRE financing?

JP's Morgan's CRE team particularly its commercial term lending group appears to deal with more property level CRE financing.

As someone who is interested in CRE financing and not investment banking, is JP Morgan a better fit. I want to work on property level financing and not corporate financing. I think I would enjoy underwriting and I can also see myself later specializing in multifamily and working at a GSE lender down the road. Given my goals, any thoughts? Really appreciate any help!

Any previous summer CRE analysts at both banks get full time offers to return?

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