Private Equity Real Estate

Hi I am thinking of starting up a sort of private equity real estate where I will start by buying a few houses mostly funded by amortizing mortgages and paying down those mortgages with the houses' rental income.

This idea will work in the environment I am targeting because of low property value but high rental income prospects. Also it is a good time to take advantage of low mortgage rates. This is a longer term project that will require low amounts of start up capital and in the long-run have full ownership of the houses.

I have a few questions concerning obtaining these amortizing mortgages. I am fairly young so I am not sure how the negotiating process works with a small bank or credit union. I do not know how to show my credibility or even have credibility for the amount of mortgages I seek. Also what type of collateral is involved with each mortgage?

Any feedback would be greatly appreciated.

Thanks,

David

2 Comments
 
Best Response

By the sound of your post, you need to do a lot more research in general. Responding to your post would end up being a multi-page essay, which I'm sure is better written elsewhere already and readily available.

Commercial Real Estate Developer
 

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