proof of income for mortgage
How can i get Proof of Income for home mortgage? Is there any solution if i do not have any proof of income or address?
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Do you have verifiable assets?
My background is derived from residential lending. And when a borrower didn't have verifiable income, we would use a 'stated income' or 'asset depletion' loan.
As long as you have good credit, money for the down payment, and sufficient assets in reserve we could provide you a mortgage for your home.
Probably a better question for your lender.
Usually your last few pay stubs work as well as a couple years of W2s. If you don’t have that, an offer letter may help but it seems unlikely you’ll get approved without a co-borrower or substantial down payment and a long runway of cash on hand.
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