Why is it a good idea to buy a home over appraised value?

Why do you think the housing market will continue to go up by 10-20% a year forever? I think most markets have a cap (wages are stagnant for the most part). In my market, homes over 1.4 million sit around for at least 6 months. Homes over 800k also don't  xender sell that fast, nor have they appreciated very much in the past 10 years (keeps with inflation, not much else). At 10-20% inflation, the 500k homes that are now selling for 20k over appraised value will hit 800k, but it doesn't look like enough people can afford it. Where will the new money come from?

 omegle

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