Asking for references several times for masters programmes

Context: I am currently applying for MSc Finance programmes across the UK and Europe. As part of the application process, I have to provide some refereces (typically one academic and one personal).

While I am confident that I could get two references, I don't want to annoy them by asking them to provide 5+ references for all of the programmes that I am applying for.

Does anybody have experiecne with this? Can I not just get them to write a generic letter that I can provide for all programmes?

Thanks in advance.

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