Debt? Umich (Ross) Vs Penn State Honors (Smeal)- Undergrad

I was accepted to both Michigan Ross and Penn State Smeal, where I will be in the Schreyer honors college. I would like to work in IB, but I am very interested in quant work as well. The main difference between the two schools is the cost. Michigan will leave me 150k in debt, and PSU will be 50k positive. Is Ross worth the extra 200k?

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