Trending Content - Business School and GMAT Forum
Career Resources
WSO Free Modeling Series - Now Open Through
August 31, 2026
9 Free Financial Modeling Lessons
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
+Bonus: Get 27 financial modeling templates in swipe file
+Bonus: Get 27 financial modeling templates in swipe file
High Finance Applications
Guaranteed
Get at least one offer GUARANTEED
- 1:1 support
- 92% success rate
- 2,000+ mentor network
- Unlimited Live bootcamps
- AI for resume + LinkedIn
- Networking automation tools
- HireVue simulation tool
- Full course library
- Private Slack community
- 20hrs of mocks
- + much more...
I'd say to follow the typical strategy of maintaining a 6 month+ reserve, which may or may not be the 300k that you currently have, and then after that I'd pay the minimal amount of money on my loans, live my life, and then whatever is left over, throw half onto the loan and half into an equities or retirement account.
With a low interest rate of 3-4% it's not that terrible. That's less than a mortgage now and roughly what you'd get on a car, so that's not really a bad interest rate to worry about.
Im glad that 200K+ Tution taught you well.....
I'm guessing that response wasn't targeted towards me?
Also, in my MBA curriculum there isn't a single course on personal finance... so.... yeah...
Yeah meant to reply to OP , but I agree with you about the personal finance. it is funny how MBA grads can preform an LBO using optimal debt/equity and tax strategies but cant figure out best strategy to pay off a loan.
I really think that this is something that should even be taught in something like junior or senior year of high school and be a mandatory course. It could be called "Real life, time to grow up: 101" and have things like personal finance, how to act in a professional setting, etc.
Thanks to those who PMed me!
Why would you delete the original question?
When people do this it just makes the forum less useful for those reading after you get your "answer".
Eos corporis commodi animi. Delectus consequatur corrupti quod aut accusamus est. Et vel veniam distinctio velit quasi quia voluptatem ea. Praesentium et atque natus provident.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...