When to enter BSchool

For context, here are my stats: 

• Bachelors in Finance at semi-target with 3.5/4.0 
• 3+ internships and ~2-3 yrs of FT experience in IT consulting & tech. ops role 
•  a few leadership experiences and VP positions in Bachelor's days, worked at a few non-profits/volunteer orgs as well (nothing too crazy) post grad 
• Writing GRE soon - aiming for 160/160/5
• Post MBA path: Product Management or Strategy Consulting - INSEAD is my top choice given their placements for both of these fields

I'm looking to see what my chances are at getting into: 

• INSEAD
• North Western Kellog
• Booth
• Columbia
• NYU

I'm debating two things: 

• Whether I should enter MBA in 2026 vs. 2027 -
  • The idea would be to switch into a better role for about 1-2 yrs as a way to boost my odds but that's not gauranteeed, so it may make sense to enter MBA sooner.
• Odds of getting in at all given that the above are notoriously some of the best schools in the world.