How much should I trade with

Hey monkeys, let’s say I have 20k. And I need 11k for expenses, which means I can lose up to 9k. In this case, how much should I put into my account to trade with to maximize the expected value? Obviously I can just put in 9k and do whatever, but since it’s highly unlikely I lose more than 50% I can also do 18k. However, in both these cases, I’d have to adjust my risk tolerance correspondingly. I’m planning on trading in equities if it makes a difference. I’m doing this to learn about trading since that’s something I’m interested in. Thank you in advance!

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