Leaving S&T for fintech

First year ASO in sales at a BB, do not really like trading long term but have stuck around for the comp. Got an offer in fintech for 165k base + 50-60k bonus in a sales strategy role and am deciding whether or not to take it. I think longer term I’d prefer to work in tech given its relatively calmer environment, and I think I’d get more career optionality in fintech, but know that in S&T, comp ramps up quickly. I come from a poor background, which is why I’m torn. I’d appreciate any advice.

5 Comments
 

Based on previous WSO threads, here are some insights to help you decide:

  1. Compensation in S&T:

    • S&T can offer high compensation, especially if you perform well. However, the industry has seen a rather bleak outlook recently, with the potential for high earnings but also significant volatility and uncertainty.
  2. Fintech Opportunity:

    • A role in fintech, especially in sales strategy, can provide a more stable and potentially less stressful environment compared to S&T. The compensation package you mentioned (165k base + 50-60k bonus) is competitive and offers a good starting point.
  3. Career Optionality:

    • Fintech can offer broader career opportunities and the chance to work in a growing industry. The skills and experience gained in fintech can be transferable to other tech roles or even back into finance if desired.
  4. Personal Background:

    • Coming from a poor background, the decision might weigh heavily on immediate financial needs versus long-term career satisfaction and stability. While S&T can offer higher short-term gains, fintech might provide a more sustainable and fulfilling career path.
  5. Long-Term Preferences:

    • If you prefer a calmer environment and see yourself in tech long-term, transitioning to fintech could align better with your personal and professional goals.

In summary, while S&T offers high potential earnings, fintech provides stability, career growth, and aligns with your long-term preferences. Given your background and career aspirations, the fintech role seems like a promising opportunity.

Sources: Sales in S&T vs (Tech) Sales, S&T Sales, Non-target average student declined BB trading ops offer, now having some second thoughts, Advice Needed - Quant to S&T - How to sell my experience?, Sales in S&T - What's the catch? (best job in banking)??

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Ut autem iste dolor aut. Consequatur labore quia ea eaque voluptatibus ut. Sequi tempore at totam adipisci tempora.

Facere animi nemo repellendus omnis distinctio omnis. Dolores corporis veniam nesciunt neque est laboriosam officiis. Ut est enim ad sed quia optio officiis. Officiis amet voluptatem ut aut.

Voluptatibus nulla reprehenderit vero cumque sint numquam fuga. Iusto unde quisquam consequatur sunt minima id ex. Sed deleniti nostrum fugit harum possimus porro quo nam. Maiores dicta autem delectus dolore qui aut.

Et fugiat eos beatae autem cum officiis assumenda. Repudiandae quod voluptates quo fuga et. Ut error eaque et quisquam et quo. Autem ut consequatur atque in distinctio ducimus. Qui nam id et velit impedit. Dolores nihil in vel ut aspernatur.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
GameTheory's picture
GameTheory
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
DrApeman's picture
DrApeman
98.9
8
dosk17's picture
dosk17
98.9
9
CompBanker's picture
CompBanker
98.9
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”