Division Checked in Background Check?

I have made a few applications where I described my position as

Summer Intern, Credit Risk
- Member of the Credit Risk Reporting team...

Instead of this, which is what I wrote after asking on WSO

Summer Intern, Credit Risk Reporting (Finance)

(More details here: //www.wallstreetoasis.com/forums/is-this-misleading)

Essentially, the way I wrote it made it sound as if I was in Credit Risk "front office" even though I say it is a reporting (i.e. finance) team within Credit Risk. This was not my intention - I was merely trying to communicate the larger division of which I was a part of. E.g. someone in operations might have written:

Summer Intern, Sales & Trading
- Worked on the FX OTC Clearing team...

I have received a BB offer. Would something like this result in getting the offer cancelled after a background check?

 
SirTradesaLot:
You'll be fine if they do a check or not.

Thanks for the reassurance. Just a question: is it clear from the way I wrote it that I was in Finance and not Credit Risk "front office"? Or is it just so so minor a difference that no one will care?

Also, when performing a background check, does anyone know whether they check specific department, etc. or just if you worked at the company during certain dates?

 
mike-falafel:
SirTradesaLot:
You'll be fine if they do a check or not.

Thanks for the reassurance. Just a question: is it clear from the way I wrote it that I was in Finance and not Credit Risk "front office"? Or is it just so so minor a difference that no one will care?

Also, when performing a background check, does anyone know whether they check specific department, etc. or just if you worked at the company during certain dates?

Does anyone think it was or was not clear?

 

I have interned at a couple financial services institutions (think BB and credit/equity rating firm like S&P/Moody's) and have gone through different background checks at each. Note: I did not lie/exaggerate anything on my resume. BUT, to be honest, there is A LOT you can get away with on your resume so long as you can explain it to HR after a background check falls through. You can provide a note from someone you worked with to verify what you did, etc...So while I don't condone it, if you are saying you worked in S&T (while only being in CR), you can still get a note from some contact in S&T to say you did some work on the FO side.

 
Best Response
mountainvalley:
I have interned at a couple financial services institutions (think BB and credit/equity rating firm like S&P/Moody's) and have gone through different background checks at each. Note: I did not lie/exaggerate anything on my resume. BUT, to be honest, there is A LOT you can get away with on your resume so long as you can explain it to HR after a background check falls through. You can provide a note from someone you worked with to verify what you did, etc...So while I don't condone it, if you are saying you worked in S&T (while only being in CR), you can still get a note from some contact in S&T to say you did some work on the FO side.

What if my colleagues referred to themselves as working in "Credit Risk" and not "Credit Risk Reporting" (eg on their business cards)? For example: "Associate, Credit Risk"

 

I think that what you meant is clear based on what I've read. I also think nobody gives a shit what you did for 3 months last summer...they only care to confirm that you were actually employed by the company that you said you were employed by.

Array
 
Cries:
I think that what you meant is clear based on what I've read. I also think nobody gives a shit what you did for 3 months last summer...they only care to confirm that you were actually employed by the company that you said you were employed by.

So do you think it was clear that I wasn't presenting myself as a Credit Risk Intern, but as an Intern working in Credit Risk (performing a Finance function)?

 

Perspiciatis magnam in sit fugit maiores quos rem. Repellat voluptas est delectus. Exercitationem qui qui modi. Sit quia saepe inventore laboriosam nulla eos.

Array

Career Advancement Opportunities

April 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. New 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 03 97.1%

Overall Employee Satisfaction

April 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

April 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

April 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (19) $385
  • Associates (87) $260
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (66) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (146) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Betsy Massar's picture
Betsy Massar
99.0
4
Secyh62's picture
Secyh62
99.0
5
GameTheory's picture
GameTheory
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
kanon's picture
kanon
98.9
9
Linda Abraham's picture
Linda Abraham
98.8
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”