Michigan Ross vs. Michigan State Broad and FMI

Hello, in order to give some insight on my predicament, first a little info on myself. I've always been a good student and my grades have always came easy to me. I graduated high school with a 4.0 GPA and a 32 on my ACT after taking it twice. I am a lifelong Michigan State sports fan and have always liked the school so it was the only one I applied to and once I got in, I coasted through the rest of senior year. Around second semester I became interested in working in IB once I graduated and since then have been focused on putting myself into the best situation to enter that field possible. I just finished my pledge semester at Alpha Kappa Psi (largest business fraternity in the nation) and my alumni big brother is an MSU alum who is a current analyst at Goldman Sachs. Depending on how I do on one final I'll either 3.9 or 4.0 my first semester. I've also been in contact with the Director of the FMI and have a friend in the program. To those who don't know, it's an academic program that allows its members to take MBA level courses before graduating, puts its members in touch with alumni in IB, and takes road trips to investment banks in both NYC and Chicago. All things considered, I've been debating transferring down the road to U of M. Needless to say, I'm very conflicted. Because my schedule this year didn't include Calc I I would have to transfer to LSA and then apply to Ross, which is a three year program. That would mean a total of five years of undergrad. Does anyone in the field already know if the transfer would be worth it? Any information or opinions at all would be greatly appreciated. Thank you!