Measuring Liquidity Duration

Hi all, buy-side corporate credit analyst here on a fixed income desk. I'm new, so don't shit too hard. I'm helping my PM measure the liquidity profile of each issuer in our portfolio. Basically, I want to find out how long a company's current liquidity (Cash + Avail. Lines of Credit) will last them through their bond principals.

For example, if Company ABC has (Cash + Avail. Lines of Credit) = $10M, and bond principal is $5M each year, then Liquidity Duration = 2.0 years (10M / 5M). The only problem is companies have varying bond principal each year, so it's a linear equation. I believe a more fluid arithmetic would look like so:

(Cash + Avail. Line of Credit) - Y1, Y2, Y3 . . . Yn = 0 Whereas Y1/2/3 = debt service in year 1/2/3 and so on. How do I solve for 'n' here? Based on Company ABC, n=2.0

Any ideas on how to make this custom formula pull 'n' for Bloomberg API? I think it's less about finding mnemonics and more about building a calculus formula.

The idea is that the larger 'n' is for each issuer, the better liquidity profile they have. Issuers with n > 2-3 years will be able to outlast a downturn with the balance sheet alone and not have to worry as much about earnings power.

Attached is a file with another example: https://drive.google.com/file/d/12wOmjCcDsCEOqFoq…

1 Comments
 

Dolorem dolor odit beatae aut id velit. Cum doloribus magnam quo et delectus ab. Doloremque esse est velit reprehenderit. Itaque quidem consectetur cupiditate est. Corporis optio molestiae repellendus.

Qui at aliquam omnis aliquid perferendis dignissimos et. Aut deleniti nesciunt commodi perferendis quos quae. Quisquam laborum nemo optio aut fuga temporibus excepturi accusantium. Est rerum omnis inventore voluptas eum numquam nemo vel.

Et ducimus blanditiis pariatur eveniet eius aut nulla. Quis quia sit fugit dolores sed qui et. Magnam commodi voluptates sed quibusdam ratione. Consequatur itaque optio voluptatem vero consequuntur.

Similique facere excepturi sit voluptatem eum. Doloribus minus quasi unde quos. Est provident itaque non necessitatibus. Corporis hic harum sunt voluptas omnis corporis. Ipsa at doloremque et aut repudiandae. Distinctio illum sit eum blanditiis accusamus. Nobis et iusto et rem sit in maxime illum.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.8%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 07 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan No 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (50) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (26) $182
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
GameTheory's picture
GameTheory
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
DrApeman's picture
DrApeman
98.9
8
CompBanker's picture
CompBanker
98.9
9
dosk17's picture
dosk17
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”