Commercial Lending Notes To Review Before Interview

• Liquidity and Solvencey
• Match Loan type with borrowing need
• Match repayment schedule with timing cashflow

Basic Loan

• Term
• Asset Based
• Bridge
• Line of Credit

Credit Risk

• Financial Risk
• Management Risk
• Business/Industry Risk
• Facility Structure Risk

Cash Drivers

• Sales Growth
• Op Expense %
• Gross Margin
• Inventory Days
• Ap Days
• Ar Days
• Capex

Projections

• Cash Drivers First
• Balance Sheet and Income Statement

Very Basic Outline For No Finance Background