Best Credit Sector Roles?

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I am in a similar boat as yours (same role, slightly less time on job, HY). From my perspective, I think credit HF/LO, private credit, and special situations seem like the most possible options.

Research at Credit HF/LO might pay good money, possibly much better w/l balance but not sure how much of the market share would go to quant/AI (if it does) in coming years. I don’t think humans would be redundant but don’t know how much our contribution would be worth. In short, would our career be in a growing or a shrinking space?

In my opinion, private credit alternatively might have relatively lower scare from AI. However, I have credit research experience (not banking deal experience) which makes me think how feasible would it be for me to find jobs there. There’s also better money but no sure if w/l balance would be any better, if not worse.

I don’t have great idea about special sits/distressed investing shops.

I am personally inclined towards private credit at this juncture, given the ability to structure a deal in a more predictable manner (public markets in most cases can be fairly unpredictable in the short run, which kind of bothers me). But, on the flip side, private deals don’t get repriced very often which could be frustrating (public markets give you continuous feedback).

Let me know what your thoughts are! I would love to see what other people are thinking as I consider potential career paths as well