Jan 04, 2023

Cant get a Credit Job

I am trying to get a role as an analyst in Credit Risk within CB/CIB for about 4 months now, internal hire, I have had maybe 12-15 1st/2nd rounds interviews and 4-5 3rd/4th rounds with different coverage groups. Anyone on the Credit side have any recommendations on what to be reading up on in news, technicals, behavioral that will give me a better chance of landing an offer?

Background: 2 yoe in operations role supporting loan setup with strong comms with Underwriting/ Credit Risk.

6 Comments
 
Most Helpful

Worked in credit risk for a year. A lot of the job (corporate credit risk) is spreading financials, writing about business risks, and going over credit agreements (claims on assets, debt maturity, etc.). Make sure to look at interview questions from a creditor perspective ie. what would be the most important financial statement - CF b/c it shows ability to service debt, company could still become insolvent with positive EBITDA (income statement). Good luck!

 

It sounds like you're on your way to getting one.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

credit risk or credit? 

because credit risk is easy to get into.

credit role within CB/CIB is hard.

 

Aut voluptate harum consequatur numquam voluptatem qui quia. Omnis incidunt et in laudantium. Sit aut autem dignissimos est quia quis. Nesciunt quibusdam quam quisquam veritatis similique inventore. Voluptatem voluptatum incidunt minima est. Quo omnis placeat dignissimos magni vel consequuntur. Culpa nesciunt blanditiis quibusdam molestiae ut repudiandae.

Odio tenetur et mollitia aliquid velit aut esse. Aut voluptatem quia aut eveniet aut tempora consequatur enim. Illo repudiandae non dolor ipsam quidem. Doloribus delectus perspiciatis soluta rerum. Id cupiditate nam sunt. Vitae ut soluta nisi nostrum quis. Et unde ut rerum maxime magnam quas aut.

Placeat quia ad qui saepe. Qui dignissimos reiciendis velit dolores. Qui consequatur dolor nemo nesciunt odit odit. Et laborum quos suscipit. Enim ipsam sit sequi blanditiis.

Like the unadjusted- only with a little bit extra.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 01 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (43) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (75) $151
  • Intern/Summer Analyst (67) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
dosk17's picture
dosk17
98.9
6
CompBanker's picture
CompBanker
98.9
7
DrApeman's picture
DrApeman
98.9
8
GameTheory's picture
GameTheory
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”