Jan 04, 2023

Cant get a Credit Job

I am trying to get a role as an analyst in Credit Risk within CB/CIB for about 4 months now, internal hire, I have had maybe 12-15 1st/2nd rounds interviews and 4-5 3rd/4th rounds with different coverage groups. Anyone on the Credit side have any recommendations on what to be reading up on in news, technicals, behavioral that will give me a better chance of landing an offer?

Background: 2 yoe in operations role supporting loan setup with strong comms with Underwriting/ Credit Risk.

6 Comments
 
Most Helpful

Worked in credit risk for a year. A lot of the job (corporate credit risk) is spreading financials, writing about business risks, and going over credit agreements (claims on assets, debt maturity, etc.). Make sure to look at interview questions from a creditor perspective ie. what would be the most important financial statement - CF b/c it shows ability to service debt, company could still become insolvent with positive EBITDA (income statement). Good luck!

 

It sounds like you're on your way to getting one.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

credit risk or credit? 

because credit risk is easy to get into.

credit role within CB/CIB is hard.

 

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Like the unadjusted- only with a little bit extra.

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