Feb 21, 2025

Is reading textbooks enough - want to move to Distressed investing

Hi all - currently working in direct lending but find the monotony insanely boring. I have read Moyer as well as the other main texts for distressed investing - everyone I have spoken to / met for coffee suggested I try to move to a distressed desk internally but my BB doesn't have one....

Seems impossible to recruit into Rx advisory / direct to distressed shops with my background - I would even be happy to take a drop in seniority for the right opportunity.

5 Comments
 

Based on the most helpful WSO content, transitioning from direct lending to distressed investing can be challenging but not impossible. Here are some actionable insights:

  1. Reading Textbooks is a Good Start, But Not Enough: While reading foundational texts like Moyer is valuable, practical experience and networking are critical. Distressed investing requires a deep understanding of game theory, liquidity, covenant work, and complex corporate structures—skills that go beyond textbook knowledge.

  2. Internal Moves: If your BB doesn't have a distressed desk, consider exploring other internal opportunities that align more closely with restructuring (RX) or special situations. This could help you build relevant skills and position yourself better for a future move.

  3. Networking and Coffee Chats: Continue leveraging your network. Meeting professionals in RX advisory or distressed funds can provide insights into what they look for in candidates and help you identify potential openings.

  4. Skill Development: Focus on building skills that are directly applicable to distressed investing. For example:

    • Modeling Skills: Ensure you are proficient in building and stress-testing operating models.
    • Credit Analysis: Deepen your understanding of highly levered issuers and covenant structures.
    • Game Theory and Negotiation: These are crucial in distressed scenarios.
  5. Recruiting Challenges: It's true that moving directly into RX advisory or distressed shops from direct lending can be tough. However, you might consider:

    • Lateral Moves: Targeting roles in RX boutiques or smaller distressed funds where your direct lending experience might be more appreciated.
    • Taking a Step Back: As you mentioned, being open to a drop in seniority could help you break into the space. Highlight your willingness to learn and adapt.
  6. Timing and Market Conditions: Keep an eye on market cycles. Distressed investing opportunities often increase during economic downturns or periods of financial stress.

  7. Alternative Pathways: If RX advisory or distressed funds seem out of reach, consider roles in leveraged finance (LevFin) or special situations groups. These can serve as stepping stones to your ultimate goal.

Remember, persistence and a strategic approach are key. Keep networking, refining your skills, and staying informed about the distressed investing landscape.

Sources: Direct Lending --> Distressed/Special Situations Investing, Distressed Investing: This Time It's Different, Leaving IB to read books for a year and maybe join a start-up, Credit Hedge Fund opportunities, Leaving IB to read books for a year and maybe join a start-up

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Reading textbooks is a good start, but it won’t be enough on its own for distressed investing. Since your bank doesn’t have a distressed desk, consider looking for opportunities elsewhere, even if it means a lower title. Networking is key—reach out to people in the field, attend events, and connect on LinkedIn. Look for internships or project work that can give you relevant experience. Keep pushing for opportunities; you might find something great when you least expect it!

 

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