May 01, 2025

Opportunistic Credit Exits

I am an incoming associate at an opportunistic credit seat (mostly private, some public credit; think Oaktree, Apollo, Monarch) and currently work in restructuring.

Would you look to exit into public distressed or L/S credit from this seat? I am trying to maximize for career longevity and earnings - there seems to be more stability in a private seat but public investing potentially seems more interesting. Are there any other roles I should be considering?

7 Comments
 

how do you guys think about exiting a role right before you even start it... Anyway, public distress is a rapidly shrinking space unless you're at a shop like the one you are going to, so it's better to stick there. Only a handful of good L/S credit seats at SMs unless you want to go to pod shops and start swinging for the fence. You will likely get opptys to interview at from your next seat but those won't be as stable as the one you're going to.  

 

Based on the most helpful WSO content, here’s what you need to know:

  1. Public Distressed or L/S Credit Exits: Transitioning from an opportunistic credit seat to public distressed or long/short (L/S) credit is a viable path. Public credit roles, especially in hedge funds, often focus on game theory, capital structure arbitrage, and trading in and out of situations fluidly. These roles can be intellectually stimulating, particularly if you enjoy the volatility and psychological elements of public markets. However, they may lack the stability and long-term career security that private credit roles offer.

  2. Private Credit Stability: Private credit roles, especially in firms like Oaktree or Apollo, are known for their stability and consistent earnings potential. These roles often involve deeper diligence and a more structured investment process, which can provide a solid foundation for career longevity. Additionally, private credit continues to see significant fund inflows, making it a growing and stable sector.

  3. Other Roles to Consider:

    • Distressed Private Equity: If you enjoy working on distressed situations, transitioning to distressed private equity could be a natural fit. This combines elements of credit and equity investing, often with a focus on buying at attractive valuations during downturns.
    • Special Situations Funds: These funds focus on unique, often complex investment opportunities, blending credit and equity strategies. They can offer a mix of stability and intellectual challenge.
    • Credit Hedge Funds: If you’re drawn to public markets but want to leverage your private credit experience, credit hedge funds could be a good option. They often value the skillset developed in private credit, such as deep diligence and structuring expertise.
    • Multi-Asset Investment Platforms: Large platforms with diverse strategies (e.g., Blackstone, Carlyle) may allow you to explore different asset classes while maintaining a stable career trajectory.
  4. Key Considerations:

    • Career Longevity: Private credit and multi-asset platforms generally offer more stability and predictable earnings.
    • Earnings Potential: Public credit roles, particularly in hedge funds, can have higher upside but come with greater volatility and risk.
    • Interest and Fit: Reflect on whether you prefer the structured, long-term nature of private credit or the dynamic, fast-paced environment of public credit.

Ultimately, your decision should align with your long-term career goals, risk tolerance, and personal interests. If you’re still uncertain, networking with professionals in these roles and seeking mentorship can provide additional clarity.

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