Jul 17, 2023

Unitranche pricing

Hi there,

I have an upcoming interview for an internship in Private credit and I still have to get my head around a couple crucial points:

1) How are unitranche priced? Most simplistic guides say they have a blended rate of a junior and senior tranche, but I would like to go more into detail. Also, what kind of margin (in terms of E+) can we expect on a unitranche for a A rated vs. BB rated company?

2) What should I know about mezzanine debt, apart from the basic functioning of warrants and convertible bonds?

3) Is there a good database of private credit deals in EMEA to look at?

4) Which questions that come to your mind could pop up in an interview for private credit?

4 Comments
 
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1) How are unitranche priced? Most simplistic guides say they have a blended rate of a junior and senior tranche, but I would like to go more into detail. Also, what kind of margin (in terms of E+) can we expect on a unitranche for a A rated vs. BB rated company? There is some weighted average math you can do. Call it 3.75x @ S/E+550 and 1.25x at S/E + 950 = 5.00x leverage at S+650. Leverage being Debt Quantum / EBITDA

2) What should I know about mezzanine debt, apart from the basic functioning of warrants and convertible bondsIts subordinated and unsecured, warrant uncommon, convertible bonds irrelevant. It is debt that is below the senior but sits higher than the equity component of the cap structure. There is a stated return. Most mezz providers will coinvest in the equity too to boost the total return profile.

3) Is there a good database of private credit deals in EMEA to look at? Not really

4) Which questions that come to your mind could pop up in an interview for private credit? Too open ended of a question for me to answer.

 

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