Is crowd investing, blockchain and ICO the future of world economics and creating more individual fortune?

I have a sense of how financial technologies (fintech) like blockchain would make crowd investing more easier and accessible for individuals to invest in projects and startups, and how will this in the coming years will be more familiar for a common person to invest their savings in such tools.

Even tho cryptocurrencies like bitcoin suffering currently there will be an expansion and more users. Which will help in to make more individuals rich?

I am not a specialist or even in the field but having a passion to start a career in the filed and this is my insight.

So please tell me what do you think and will this be true, or I am just being optimistic?

6 Comments
 

Hey moebinfatah, I'm the WSO Monkey Bot...do any of these help:

  • Initial coin offerings in Private Equity a private equity firm? (Initial coin offering; ICO, is the offering of smart contracts of value. This would ... Hello Monkeys, Has anyone thought of the strategy to use initial coin offerings as an exit for ... looking for new opportunities from blockchain technology. Do you see this as feasible? Would it be an ...
  • The party is over for Initial Offering Coin (ICO) Here is a full list of current ICOs: https://www.ico-list.com/ However, the SEC has jumped in and put ... a particular investment transaction involves the offer or sale of a security- regardless of the terminology or ... technology used- will depend on the facts and circumstances, including the
  • The tale of Robinhood to build more diverse business cultures in the future."--Laura (Chicago) This is just the tip of ... Trading to Crypto "The value of Robinhood Crypto is in growing our customer base and better serving ... billion worth of ICOs. Speaking of which, our Morning
  • No, Blockchain Doesn’t Threaten Wall Street BENEFIT from additional regulations being placed on top blockchain which is in the midst of happening. ... What do you think blockchain is? It's a fancy new technology that has the power to make every user ... blockchain and have an existential crisis at their hands. I don't think so because at the end of th
  • We're sorry she's always dreamed of controlling. CRYPTO SEC Creates a Fake ICO Site to Show You How Easy It Is ... has 79% of CBS' voting rights and is vying for a CBS-Viacom merger. And to paraphrase the ... off the tongue. But in its ongoing purge of bad crypto actors, the SEC released its own fake ICO ...
  • What is the Rating Methodology of ICO Rating Websites? a famous ICO rating website that is evaluated to be the NO.1 on Bitcoin Wiki. On the official website of ... is going to ICO on 11.5, with lucky draw and lottery at the same time, to know more, Vena is waiting ... just raise ICObench as an example to introduce the standard of such rating webs
  • Floyd Mayweather's ICO: is he gonna make it? rich quick through ICO participation. : On Thursday, the undefeated world champion took to ... Instagram to promote an initial coin offering by Stox, a blockchain prediction company. The ICO will take ... We all know Floyd Mayweather as the fastest boxer/runner on the ring. Now, he is trying to get ...
  • More suggestions...

I hope those threads give you a bit more insight.

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Blockchain, ICO and all related things are good ideas for the world and bring a lot of solution, we can't predict for sure, but it seems that they are the future, the question is when they will be implemented

 
Most Helpful

Fintech and crowdfunding will take a pause during the next downturn in the credit cycle and people will realize why due diligence is important, and Joe Schmo with dorito fingers isn’t a better underwriter than a credit shop. It’s easy to be a smart underwriter and have good performance when money is cheap defaults are low and valuations blow up .

ICOs won’t take off until they get SEC blessing, you’re completely missing out on trillions of dollars because no broker in their right mind would carry a product that’s not considered a security.

Not informed enough to offer thoughts on blockchain.

Now, does that mean these things have no value? Of course not. I think the next downturn will clear out the underbrush just like a forest fire does. Maybe crypto never becomes a security, maybe it becomes like the gold and silver ads on TV, but fintech and crowdfunding will benefit long term because shitty platforms and technologies won’t survive and the public will be left with the best of the best

 

Magni ea magni nulla ipsam. Placeat dolorum rerum consectetur ea.

Porro voluptatem sit consequatur quis vitae vel ut. Ut non omnis eveniet et. Et sit qui sint sed eos. Non aperiam repellat saepe veniam id.

Et deleniti possimus quibusdam ipsa voluptatem. Natus aut inventore eaque sequi. Autem consequatur alias sit ut sed eum. Rerum perspiciatis dolor voluptatum in perspiciatis est autem.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”