Moving savings to stablecoins to earn higher APY

What do you guys think about moving part of your savings/emergency fund to a stable coin account such as BlockFi/Celsius in order to earn a high APY (8%)?

I believe the risks are that there's not FDI insurance, liquidity if you want to withdraw an amount quickly and of course if BlockFi goes under or gets hacked. Are these risks moderate or relatively low?

Thanks!

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