Where I should see myself in 5 years, starting today as a junior credit risk analyst?

I’ve landed my first job after uni as a credit analyst in credit risk management at a top tier bank… I look at regulated funds… the job is good and enjoyable even after 6 months… but I’m not sure whether I should stay here…
It seems like buy-side is my calling… I’m still trying to understand the future prospects of my role
I’m in a tier 1 city of India… would get a chance to move to NYC or london in future

 

Congrats on landing your first job in credit risk management! It's a great place to start and can open up many doors for you.

In terms of where you could see yourself in 5 years, there are a few paths you could consider:

  1. Staying in Credit Risk: Many people in credit analyst positions at AM's do stay there and build a successful career. It's a stable job with good prospects and can be very rewarding.

  2. Moving to a Hedge Fund: Your dream job of working at a credit or distressed debt focused hedge fund is definitely achievable. It might require some additional steps like gaining more experience, networking, or potentially going back to school.

  3. Going to B-School: If you're considering a move to a hedge fund, going to business school could be a good move. There are many top business schools known for placement in credit funds. This could also potentially help with your goal of moving to NYC or London.

  4. Moving into a Front-Office Role: Based on the WSO content, it's possible to move from a credit risk role into a front-office role in the right situation. This could be another path to consider.

In terms of making the most out of your upcoming 2-4 years, I would recommend focusing on building your skills and knowledge, networking as much as possible, and considering further education if it aligns with your career goals.

Remember, the path you choose will depend on your personal goals and circumstances. It's important to do what feels right for you. Good luck!

Sources: Buy-side credit research to hedge fund?, The best of the back (or middle) office?, My Experience as a Market Risk Analyst, Credit Rating Agency vs Credit Risk at a BB

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

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