How do you invest?

My company has quite strict trading restrictions so I've just been buying index funds, but returns are not that amazing. I have some tech friends who easily make more from their portfolio than I make from my salary every year. But if I look at the big tech stocks now, I also fear buying them at the highest. Any advice from this forum? 

3 Comments
 
Most Helpful

UK based, so try balance between ISA, Pension and 'general' trading account. Different tax advantages / disadvantages to each. 

But broadly, just world index / cheap global market funds and then some select stocks / ETFs / specific funds where I have conviction in a particular sector. For example, long on financials / banks as expect rate environment to stay higher for longer (and this was a hold for a while, since like 2020, which has only finally maybe caught up to outperform market). 

Then hold enough for 6 months salary in cash / premium bonds and some other decent rate bank funds.  

 

ETFs are good for macro thesis's. Some firms will have coinvest. If you don't want to buy into the tech firms(I get it, I also think they're way overvalued) I would suggest foreign ETFs. I personally like China and Europe for the next couple years, so I'm putting money there. 

 

Laborum similique dolores dolor consequatur fuga rerum et. Voluptatem voluptatem dolores consequuntur voluptates dolorum laboriosam nisi. Qui ipsa alias doloribus veritatis labore sunt saepe voluptatem. Voluptatem repellendus debitis ipsam temporibus. Voluptatem deserunt eius omnis maxime quae laboriosam.

Sed sed dignissimos rerum et aut. Laborum quia est nemo qui in voluptatem rerum sed. Et ut consequatur voluptates exercitationem sint. Tempore blanditiis velit nam beatae suscipit laudantium ipsum voluptates. Ut qui molestias dignissimos similique non.

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Labore saepe vitae modi sit. Harum minus commodi nihil consectetur quo quod. Dignissimos veritatis ex sunt corrupti.

Cupiditate laboriosam cum ut repudiandae distinctio dolorem laudantium. Repellendus est omnis sed doloribus et nisi molestiae. Debitis qui voluptatibus dolor reiciendis ea. Qui nam quidem qui minima. Labore qui magnam rerum in doloribus ipsum. Neque ut provident hic dolorem sint id deserunt.

Voluptatem optio ea cupiditate sed. Sed odit atque maxime quia id atque. Voluptas quasi inventore veniam quia consectetur. Quasi temporibus omnis et explicabo alias.

[Comment removed by mod team]

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.8%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 07 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (51) $260
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (26) $182
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
DrApeman's picture
DrApeman
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
Betsy Massar's picture
Betsy Massar
98.9
9
GameTheory's picture
GameTheory
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”