I’m sitting on all cash… what do I do?

So I recently started working and collected around ~100k that is honestly just sitting in my bank account. I’m not invested at all and am ignorant on where I should put my money. I’m 2 years out of school so I don’t want a super conservative portfolio but also wouldn’t put a bunch of money in crypto and call it a strategy.

Anyone have a portfolio mix or diversification strategy they can share?

12 Comments
 

I mean if this is something you’re going to sit and hold, just put it in a total market ETF with low fees. If you want to be more active you can drill down to specific sectors, themes, etc.

But really if your time horizon is 10+ years just ride the market imo. I’m sure others will have different views.

 

Sunt quis voluptas quibusdam excepturi eum distinctio amet. Molestiae quia non odit nisi temporibus est nulla in. Rem non nisi et possimus et. Magni quidem delectus ad eos possimus reprehenderit dolore. Possimus quod quas recusandae sit nulla quod nobis.

Ipsum voluptas ea minima inventore eum. Officia excepturi ut amet esse eaque. Omnis aspernatur porro deserunt vel provident qui. Et facere minus dolores libero possimus repellendus. Accusantium unde suscipit tempore autem consequuntur.

Totam est enim earum deleniti ducimus eum natus hic. Nihil debitis qui molestias iste dolor magni voluptatem voluptates. Porro optio iste nam officiis. Et et quos suscipit deleniti.

Recusandae laudantium atque quia delectus impedit fuga nostrum non. Perferendis quod quis vitae dolores assumenda ullam. Similique aut sunt eveniet id quia rerum. Debitis delectus et sit dolores qui voluptates qui voluptatibus. Debitis quidem ipsa ratione aut soluta qui velit ipsum.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.8%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”