An idiot to break into a top-tier IB...

Hey mate,

I like your approach - you seem humble and hard working, and honest about where you've fallen short. I also like that you've devised a number of clear routes directed towards achieving what is a wholly realistic goal. As far as I'm concerned, this is the crucial first stage, and you're already on top of it.

My suggestion would be as follows:

Start applying now, and apply far and wide. Have a clear idea of what your top targets are (e.g. JP Morgan, Goldman Sachs), and what your secondary, tertiary, etc targets are. Do the same for geographies: it may well be that London is top of your list, Italy second, Geneva / Zurich third, and so on. Start off with a few practice applications to less preferred firms in order to refine your profile, and then quickly start knocking off apps to the top houses. You never know what might stick.

Secondly, fix your academics. Get what courses to plan to take clear in your head. Don't go solely for what interests you, go for what you also think you could do well in. A lot of unis, if you look hard enough, publish information on the attainment of previous years (e.g. how many (%) got top grades) - find this and use it to refine your approach. Also, join some relevant societies. Try to get a committee position. Even if it isn't the most prestigious society or the most high ranking position, it will give you something to talk about in interview and demonstrate sustained interest in the industry.

Finally, network. Judging from the fact you're willing to pay for guidance, it seems you have some dosh knocking about. Travelling, then, to networking / insight events shouldn't be a problem. Again, research these, find out when and where they're occurring, and get them in your diary. Structure your academics around them and, if necessary, excuse yourself from the classes / lectures. You'd be surprised how understanding members of staff are.

If this doesn't work, circle back and repeat. You can always find an off-kilter role to tide you over for 12-18 months while the cycle resets and that adds to your profile in the meantime. If you're serious about breaking in, you'll persevere.

Good luck.