Coverage vs Product groups

I've been talking to bankers in different industries and product groups, and I'm getting a little bit confused. First, I understand that bankers in coverage groups cover the typical transactions ranging from IPOs to M&As while product bankers work specifically within their product space. But do most banks have their coverage vs product group separate? Also, to what extent do coverage bankers work with product bankers (I've heard some stories of how for firms with a separate product group like M&A mostly do the work within the group)? If the firm have restructuring groups, do ppl in the coverage group work on both M&A and RX or do RX groups tend to do those types of deals by themselves?

Not sure if asking about a bank's structure and how they work together is a good idea on calls since it would look like I didn't do my research, but it's sometimes a bit unclear esp since it seems firm dependent at most times. Any advice/explanations greatly appreciated.

2 Comments
 

Asking about division of labor between product and coverage is a fair question

Some coverage groups do M&A in house. Others let m&a hold pen on the model. Differs bank to bank and industry to industry. Some industries focusing on early stage companies don’t have as much need for ECM and DCM so I’ve noticed they tend to do M&A in house, but not a hard and fast rule.

Other industries focused on more mature industries like GIG and FIG tend to outsource more work since there are more revenue import across products. Again, not a hard and fast rule, more of a general observation

 

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