Dividend Recap Structuring

Working on a dividend recapilatisation where owners want to take money out of the business and have run into a technical issue - help would be appreciated.

Company is taking out a large loan (c. 4x EBITDA) to fund a payout to shareholders. Cash flow projections are all strong and comfortable able to support the leverage. Only issue is that the firm does not have even close to enough retained earnings to fund the transaction and the owners need the money now, so no chance of waiting till the next accounting period and then distributing the cash. Equityholders are also in a lock-up is the normal PE style SPV structure doesn’t work.

I’m supposed to come up with a few options for more exotic deal structures, so any ideas would be awesome

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