I will be interning at a BB this summer, but have recently been notified that I will have to graduate one year later than expected, meaning I have another opportunity for getting an SA.
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It will likely be fine.
I've seen people interview for internships and full-time positions in other departments. Usually there will be a formal process, though you may need to network outside of this.
In terms of deferring a year - I was in a position where I may have needed to defer, and the bank where I had accepted a full-time position said they would hold a place for me the following year if I desired.
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