6 Comments
 

Based on the most helpful WSO content, here's what you need to consider:

  1. JPMorgan's Reputation and Concerns: JPMorgan is undoubtedly a top-tier bank with a strong brand name. However, there have been discussions about the increasing size of their analyst classes, which could lead to more competition for return offers. Additionally, JPM's ban on on-cycle recruiting might limit flexibility for those looking to pivot into private equity or other roles post-internship.

  2. Citi's Strengths: Citi has been highlighted positively for its culture, especially in recent years. For example, during the 2020 virtual SA cycle, Citi's approach to auto-offers and intern treatment was praised, which reflects well on their culture. Citi also offers rotational programs full-time, which could provide broader exposure to different desks and opportunities.

  3. International Student Consideration: If you're an international student, Citi is known to sponsor visas for SAs, which could be a critical factor in your decision-making process.

  4. Exit Opportunities: While JPMorgan might have a slight edge in terms of brand recognition and exit opportunities, Citi is still a strong contender, especially if you value culture and a potentially less competitive environment for return offers.

Taking Citi wouldn't be a "bad" choice here, especially if you prioritize culture, rotational opportunities, and sponsorship. However, if the JPM brand and its potential long-term benefits are more appealing to you, it might still be worth considering despite the concerns.

Sources: JPM SA 2020 Goes Virtual, Let the Games Begin | The Daily Peel | 4/17/2023, Citi vs Goldman S&T for SA, Barclays vs. Citi SA?, https://www.wallstreetoasis.com/forum/investment-banking/citibaml-or-gsms-ny-for-ibd-sa-2021?customgpt=1

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

I don’t think it’s a hot take to be honest, the momentum and higher return rates for a SA is at least explorable to consider. A RO at Citi could always join a GS/MS/JPM for FT anyways while racking up that OT.

 

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