Take Home Pay

I'm in exactly this situation. My take-home is around $1680 bi-weekly after a 4% 401(k) contribution, hefty life and health insurance, and a membership to the gym in the building.

I'm at 2K--but then again, I'm grossly negligent and contribute approx 0% to my 401k.

banks dont give health and dental? what do they charge?

Everyone has to pay at least something for their health insurance, dude. It ain't free; it's subsidized. You end up paying $80-150 a month before taxes for it. The company typically pays more than that to subsidize it for you.

some places pay for it completely... My wife and I get ours free courtesy of a 5b HF

with no deductions; if you contribute to a 401k, health club, etc, this needs to be adjusted.

My health club are the bunker hill steps I climb to work each day and the chasing after managers in the office with pen/paper in hand and the constant jogs to Starbucks... my weight lifts are the rolls of paper I have to lift to feed the printer or the bottles of water I lug to my desk each morning... my abs of steel are from laughing at my own mistakes each day. Hilarious stuff.

I'm also 0% in 401K at the moment... trying to catch up on expenses, paying off debts.

put in enough to get the match, at least.

I think when I was an analyst, I was taking home about 60% of my paycheck after 401k contribs...so you'd be looking at 1,500

Match? What match? My world-class, bulge bracket, top of the league charts bank doesn't even match 401(k) contributions.

Urgh. If I'd known this beforehand, it actually would have made a difference as to where I went.

Here is a link to a net pay calculator. I'm not sure if it's accurate but believe it is.

http://www.yourmoneypage.com/withhold/ny.cgi

Yeah, but even if I start contributing to the 401K in June/July... I'll still max out by year-end and still get the company match. The jist is that I'll have to put in 10% for 6 months vs. 5% for 12 months... something like that.