Thank-you email when you were the only interviewee?

As I understand it, a thank-you email is a way to remind your interviewer that you exist and had an interview with him. However, is it really useful when you were the only one to be interviewed?

I've had several interviews which were quite informal, and I'm starting to question whether sending a "It was great speaking with you" thank-you email isn't perceived as too formal/awkward/hardo. Like, you have a relaxed, even a bit friendly chat, and then you send a generic email that you nearly copy-pasted from WSO?

What are your thoughts on this?

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