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not really one for banking analysts cuz most are young, but babies are usually one of the top excuses for jobs
"Ooops, no I actually haven't done that yet. I wanted to check with [Senior MD] to make sure he agrees on the direction of it before I spend too long on it"
Or...
"Ah shit guys sorry, I'm COVID positive. See yall in about 5 days once this shit is ironed out."
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