What is more important for full time recruiting, GPA or previous banking experience (or both)?

I am currently a junior at my university and have a MM tech group internship for next summer that I am very happy about. My plan is to recruit for some EB and BB for full time, but if nothing comes of it then hopefully stay at my current bank if I get a return offer.

However, due to a family situation, my GPA will drop considerably (not below 3.5) but I know for top banks you need a top GPA. So I was wondering for full-time recruitment which mattered more: GPA or previous banking experience. Obviously both matter but I was hoping to hear if one superseded the other or if there are hard lines (i.e. GPA below X will never get recruited full time).

Any advice is appreciated

 

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