when banks ask who else you're talking to and where you are with them, are they wanting to hear less names so they know you will accept their offer?
I know the common thought is to mention many banks since it makes you appear more desireable, but maybe at this point they are thinking practical and are focused more on yield. Thoughts?
better to mention because of what you mentioned about desirability. try to mention that you would take their company over the other if you have the chance.
Exactly - show them that you are wanted, but that you will still choose them over everyone else. The most effective form of flattery if you think about it.
I had a hold (aka "alternative spot") offer from another BB. I went in to my superday with JP Morgan and told them so, but also made it very clear that my preference was JP Morgan. I told them I would accept an offer on the spot if they gave it to me. They called the next day with an offer and I accepted it on the phone.
Overall this strategy was quite effective. However, I would only do this latter strategy if you were genuine about it, otherwise this could seriously hurt your reputation/burn some bridges.
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