Commercial Banking - Sales vs. Credit/Underwriting Role

I worked in capital markets at a regional bank and I’m now in corporate banking at a “Big 4” US commercial bank (BAML, Citi, JPM, WF). If you said you were going to stay in Corporate Banking I would say RM/coverage, fewer technical skills but a better position long term. Underwriting/Portfolio Managment might also not garner as many hard skills there as at a larger bank because some of the regional banks you named don’t do leveraged finance/sponsor deals or are ultra conservative.

“- Develop pitchbooks, prospecting, industry research, going out on client calls, etc.”

I’m a commercial banking middle market rm in a top 3 market share Bank in my area. I am in th top decile of production here. I don’t know what the fuck a pitch book is. I would never use power point if it was up to me but sometimes the treasury management people make them. We don’t do any industry research either as that would be useless. We also wouldn’t want a junior person going out on calls. I’m just saying this because it sounds like role 2 is a bullshit grunt work apprenticeship training program for those who do want to be an rm long term. So maybe role 1 will be better for you if you want to stay immersed in numbers and go the MBA route.