Does graduation date matter?

Hi everyone I'm a 22 year old undergrad at a non-target school. My current plan is to network, get internships this year, build up my resume, etc. and then I'm planning on trying to apply this summer for SA positions at various banks to get an internship for 2022 the following summer, which I'd complete between graduation and getting an MSF.

Now here's my problem, I took one semester off in the middle of school and my school has a 10 semester limit on how long you can go. That means that my "senior" year graduation would be the Fall 2021, I can't go to Spring 2021 (right before the internship and before the Master's). I don't know if it would look weird that I have that chunk of time there, given how atypical the situation is.

I don't know precisely when most banks interview following the application, but I'm unsure as to whether it would effect my odds of getting the SA position if I graduate in the fall (of 2021), have a semester off before the internship, then do the MSF. Would it be better if I took a semester off now (this Fall) so that my last year is a full year, or do you think it ultimately wouldn't matter?