How long does it take to get an offer letter?

I was recently offered a position in BB and was told it would take 5-10 days for the offer letter to process. The head banker told me that he couldn’t guarantee anything until they did completed internal HR processes but the likelihood of that happening was very very low and that the HR should be reaching out shortly to discuss comp. I’m on day 4 and haven’t heard anything yet - 1) When would it be appropriate to follow up 2) should I be worried?

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